Whether you are a first-time-buyer or an experienced home buying veteran, you will likely find something of interest on this page.  The Home Buyer Buying Advice, Articles, Tips & Information sections are written by real estate experts in "plain english".  While some of the topics may seem redundant, they do offer you a "second-opinion".  At the bottom of the page are some area real estate statistics and current real estate news links.

 
Buyer Tools 

Home Buyer Buying Advice, Articles, Tips & Information 

Benefits Of Owning Your Own Home

 

  The Best Investment

 

  Income Tax Savings

 

  Stable Monthly Housing Costs

 

  Forced Savings

 

  Freedom and Individuality

 

  More Space

Important Things To Avoid Before Buying A Home

 

  Don't Move Money Around

 

  The Effect Of Changing Jobs

 

  No Major Purchases Of Any Kind

Don't Buy A Car - Or Did You Already Buy One?

 

  When Income Grows And You Want To Buy "Stuff"

 

  Debt-To-Income Ratios And Car Payments

 

  How Buying A Car Reduces Your Purchase Price

The Business Cycle And Buying A Home

 

  Recession And Expansion

 

  Supply And Demand

 

  Should You Try To "Time The Market"?

Comparable Sales And Your Offer Price

 

  Determining Your Offer Price

 

  Comparable Sales In The Public Record

 

  Comparable Sales In The MLS - Multiple Listing Service

 

  Comparable sales - Pending Transactions

 

  Other Factors Influencing Yur Offer Price

Major Factors Influencing Your Offer Price

 

  How Property Condition Affects Your Offer

 

  How Home Improvements Affect Your Offer

 

  How Market Conditions Affect Your Offer

 

  How Seller Motivaton Affects Your Offer

 

  The Final Decision On Your Offer Price

Offering To Purchase Real Estate - The Basics
 

  Writing An Offer To Purchase Real Estate

 

  Contingencies In A Purchase Offer

 

  Earnest Money Deposit

 

  The Closing Date

 

  Transfer Of Possession

Writing an Offer - Safeguards Regarding The Property
 

  Disclosures From The Seller

 

  Condition Of The Property Upon Transfer

 

  Inspections You Should Require

 

  Final Walk-Through Inspection

How financing Details Affect your Offer
 

  Down Payment

 

  Interest Rates

 

  Closing Costs And Financing Incentives

 

  Seller Financing

 

  Cash Offers

 

  Other Financing Details In Your Offer

How FHA And VA Financing Affects Your Offer
 

  Extra Costs For The Seller

 

  VA And FHA Appraisals

Selecting Service Providers
 

  You And The Seller Must Agree

 

  Escrow And Settlement

 

  Title Insurance

 

  Termite And Pest Inspection

Home Buyer Buying Advice, Articles, Tips & Information 

Buying Your Home

 

  What You Can Afford

 

  Working With A Real Estate Agent

 

  Appraisals & Market Value

 

  Negotiating And Closing A Good Deal

 

  Condominiums & Townhomes

 

  Whom to contact (How To Buy)

 

  Whom to contact (Where & What To Buy)

 

  Tenants-In-Commom and Co-ops

 

  Escrow & Closing Costs

 

  Finding The Right Home

 

  Fixer-Uppers

 

  Foreclosures

 

  Home Inspections & Warranties

 

  Insurance

 

  Interest Rates

 

  Lease Options

 

  Making An Offer

 

  Negotiating

 

  New Homes & Vacation Homes

 

  Common Q & A's About Selling Your Home

 

  Tax Considerations

 

  Property Taxes

Investing In Real Estate
 

  Whom To Contact (How To Invest)

 

  Whom To contact (What To Invest In)

 

  Whom To Contact (Investing, Tax Considerations)

 

  Fixer-Uppers

 

  Foreclosures

 

  Condos, Apartments & Single-Family Homes

 

  Lease Options

 

  Property Management

 

  Seller Financing

 

  Income Taxes

 

  Property Taxes

 

  Real Estate Value

Owning Your Home
 

  Home Price Appreciation

 

  Whom To Contact (Maintaining & Improving)

 

  Whom to Contact (Other Ownership Issues)

 

  Fixer-Upper Loans

 

  Hiring A Contractor

 

  Homeowner Associations

 

  Improving Your Real Estate

 

  Insurance

 

  Neighbor Disputes

 

  Building Permits & Zoning

 

  Reversed Annuity Mortgages

 

  Refinancing

 

  Tax Considerations

 

  Property Taxes

 

  Avoiding Foreclosures


More Home Buying Resources 

About.com - Buyer Advice

Annual Boulder County Real Estate Statistics 

Boulder County Real Estate Sales Statistics

CNN Money.com - Buyer Advice

Monthly real estate Statistics in Boulder County

Zillow's Real Estate Values Map